Expatriate products for multinational corporations in Middle East & Africa
Aetna International offers two healthcare plans for companies located in the Middle East — the International Health care Plan for worldwide cover and Healthy AEssentials for Regional Cover. All plans offered in the UAE are in partnership with RSA; find out more here.
International Healthcare Plan (IHP)
The International Healthcare Plan (IHP) is designed with the needs of globally-mobile employees in mind. It provides the worldwide medical coverage they require, with a first-class level of service they can rely on.
IHP provides a range of coverage options, including major medical treatment, specialist consultations, GP fees, routine health care management, pharmacy, maternity and dental coverage, and medical evacuation services. Members and covered dependants also have the flexibility to obtain medical treatment at the facility of their choice, around the globe.
There are four different plan types available, each offering a varying level of benefits — from in-patient treatment to options including comprehensive out-patient benefits. Enhanced coverage is also available which includes routine pregnancy, dental, optical and wellness benefits. For groups, certain benefits and benefit levels can be customized
Aetna Healthy AEssentials (AHA)
AHA is for groups seeking comprehensive lower-cost regional coverage. Its coverage levels and benefits are highly flexible — We’ll help you add, remove and upgrade benefits to manage costs.
AHA can even be tailored to cover particular groups or sub-groups differently.
AHA benefit options include out-of-region cover, evacuation, co-pays and coinsurance. You also have the choice of four network provider levels to help manage premium costs.
In partnership with Executive Healthcare Solutions, Aetna International offers the Executive Healthcare Plan (EHP) for corporations located in Africa.
The EHP provides a range of benefits coverage options as well as geographic coverage options including:
- Africa plus India, Pakistan and Bangladesh
- Worldwide excluding the United States
- Worldwide including elective treatment in the United States