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Making India home

Finding accommodation in India in 2025–2026 remains relatively straightforward, especially in major metro areas where the expatriate market is well developed. International professionals planning to relocate should seek housing guidance from their employer and work with a reputable relocation or lettings agency specializing in expat properties. Many large cities also have online expat forums and support networks that help newcomers learn about local culture, amenities, and everyday logistics.¹

 

Key Things New Arrivals Should Know

Domestic Staff & Household Support

Expats in India commonly employ local domestic staff (cook, driver, cleaner). Recommendations from employers or local expat groups are helpful, as domestic staff are generally familiar with supporting newly arrived expats with food, shopping, and daily routines.¹

 

Electricity, Voltage & Power Backup

India uses a 220‑volt electrical supply, and new arrivals should confirm if imported electrical devices are compatible. Power cuts are still possible in certain regions, making voltage stabilizers and backup generators a practical necessity.²

 

Documentation Needs

Passport‑size photos and government‑accepted ID are frequently required for tasks such as signing accommodation leases, obtaining a SIM card, arranging broadband, or receiving domestic gas deliveries.¹

 

Understanding Furnished vs. Unfurnished Rentals

Unfurnished” accommodation in India is often completely bare, without appliances, air‑conditioning units, or white goods. Expats should budget for additional setup expenses. In furnished homes, tenants may request replacement of low‑quality furnishings before signing a lease.¹

 

Shopping & Supermarkets

Western‑style supermarkets are typically far more expensive than local independent shops and markets. New arrivals should identify local vendors who provide home delivery, often recommended by neighbors or building staff.³

 

Handling Cash

Damaged or torn banknotes are often rejected by vendors. New arrivals should politely request replacements when receiving change.¹

 

Buying Property in India (2025–2026)

Most expatriates continue to rent rather than buy because buying property as a foreign national involves complex regulatory rules and residency requirements. Non‑Indian nationals may buy residential property, but they must satisfy legal conditions under both the Foreign Exchange Management Act (FEMA) and the Reserve Bank of India (RBI), which require foreign buyers to be legally and ordinarily resident in India.³ Failing to meet these criteria before purchasing property can lead to criminal penalties, including seizure of the property without compensation.³

 

Recommendations for Foreign Buyers

 

  • Use an independent local lawyer, not one recommended by the seller.¹
  • Understand that the Public Notary only verifies formalities and does not represent buyer interests.¹
  • Choose estate agents recommended within the expat community.¹
  • Have your lawyer verify clear title, absence of debt, and correct deed registration.¹
  • Notify the RBI before transferring large sums and follow regulated electronic transfer procedures.³
  • Never pay cash when purchasing property.¹

 

Restrictions

 

  • Property cannot be jointly purchased if one spouse is not legally resident.³
  • Foreign nationals generally cannot buy agricultural land, plantations, or farmhouses
  • Commercial property purchases are restricted to India‑registered companies
  • Rental income from owned Indian property must be deposited into an Indian rupee bank account

 

Costs Associated with Residential Property Purchases

For an “average” residential property valued at roughly ₹1.66 million (USD $18,376), typical associated costs include:

 

  • 5–7% registration fees
  • 1–2% + VAT in estate agent fees
  • ~1.5% legal fees
  • Total estimated additional costs: 7.5–12.5%

Additional potential costs may include parking fees and upfront building maintenance contributions.¹

 
  1. ExpatExchange. “10 Tips for Living in India.” http://www.expatexchange.com/ctryguide/4107/54/India/Expats-in-India-10-Tips-for-Living-in-India. Accessed January 15, 2026.
  2. World Travel Guide. “India: Country Overview.” https://www.worldtravelguide.net/guides/asia/india/. Accessed January 15, 2026.
  3. UK Government. “Living in India.” https://www.gov.uk/guidance/living-in-india. Accessed January 15, 2026.
  4. Expat Info Desk. “Expatriate Guide: India.” https://www.expatinfodesk.com/expat-guide/deciding-on-the-right-country/top-expatriate-destinations/india/. Accessed January 15, 2026.

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