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Legal Notices

Ethics, the law and modern slavery notices

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About Aetna International

Aetna International Inc. is the parent of a group of entities in various locations worldwide.

Learn about our companies around the world

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Brexit and what it may mean for your Aetna policy 

As we plan for the UK’s exit from the European Union (EU), we want to keep you up-to-date on the most current information and how it may impact your Aetna policy. 

What Brexit means for our policy holders

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European Insurance Distribution Directive (IDD)

IDD is a new European directive which aims to improve customer protection, competition and provide consistent standards across Europe for the distribution of insurance 

Aetna seeks compliance with the new IDD legislation 

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General Data Protection Regulation (GDPR)

At Aetna, we take our legal obligations very seriously and we are very proud to be able to say that integrity is at the centre of everything that we do.  We are working hard to ensure that that our customers, partners and members are properly protected, and that we are fully compliant with the new General Data Protection Regulation (GDPR). 

Aetna seeks compliance with the new GDPR law

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Gender Pay Gap: Aetna’s commitment to diversity, inclusion and equality 

We are very fortunate to have such a diverse workforce at Aetna, which allows us to offer many different strengths, skills and perspectives. In this report we are pleased to be able to recognise this and highlight our commitment to equality. 

Gender Pay Gap Report

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Board Diversity Policy for Aetna Insurance Company Limited

We are keenly aware of the value of diversity, and how an inclusive environment strengthens our business and creates opportunity for us in the marketplace.

Board Diversity Policy for Aetna Insurance Company Limited

Our commitment to ethics and the law

Our Code of Conduct and compliance policies guide our actions every day. Our businesses must comply with all laws, regulations and rules in the United States and other countries where we do business.

Anti-Bribery Policy and Code of Ethics

Anti-Money Laundering Policy
Aetna Code of Conduct and Conflicts of Interest Policy

Modern Slavery Statement

Aetna International will not tolerate modern day slavery and human trafficking whether in its own  business or in those organisations that it deals with.   

Aetna International will not knowingly support or deal with any  business involved  in slavery or trafficking. Aetna International’s UK companies, Aetna Insurance Company Limited and Aetna Global Benefits (UK) Limited, are required by UK law to produce a statement setting out the steps they have taken to ensure there is no modern slavery in their own business and their supply chains.

2020 UK Modern Slavery Act Statement

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Canadian Branch LIMAT Ratio Public Disclosure

Notice for Canadian Policy Holders: Public disclosure of the Life Insurance Adequacy Margin Test (LIMAT) for the Canadian Branch of Aetna Life Insurance Company.

2021 LIMAT Ratios public disclosure document
2020 LIMAT Ratios public disclosure document
2019 LIMAT Ratios public disclosure document

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Notice for Singapore policy owners

Singapore law protects owners of certain insurance policies in case of default by an insurer.

Singapore Policy Owner's Protection Scheme
 

Aetna UK Tax Strategy Disclosure

Aetna is required under the UK Finance Act 2016 to publish a document disclosing its strategy for tax compliance and tax risk management. The Aetna UK Tax Strategy disclosure  document has been approved by the Board of Directors of Aetna Insurance Company Limited, Aetna Global Benefits UK Limited and Aetna Global Benefits Europe Limited. The Disclosure will be reviewed annually with all significant amendments approved by the respective Board of Directors. 

Aetna UK Tax Strategy Disclosure

Solvency and Financial Condition Report

Aetna International’s UK insurance company, Aetna Insurance Company Limited (AICL), is required under UK and EU law to publish solo and group Solvency & Financial Condition Reports on an annual basis with information relating to AICL and its Solvency 2 Group's business & performance, system of governance, risk profile and solvency position. 

AICL 2016 Solvency & Financial Condition Report
AICL 2017 Solvency & Financial Condition Report
Solvency 2 Group 2016 Solvency & Financial Condition Report
Solvency 2 Group 2017 Solvency & Financial Condition Report
Solvency 2 Group 2018 Solvency & Financial Condition Report
AICL 2018 Solvency & Financial Condition Report
AHICE 2019 Solvency & Financial Condition Report
AICL 2019 Solvency & Financial Condition Report
Solvency 2 Group 2020 Solvency & Financial Condition Report
AHICE 2020 Solvency & Financial Condition Report
AICL 2020 Solvency & Financial Condition Report

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