Discover Aetna PioneerSM

Tailor a plan for your needs and budget

We give you options so that you only pay for what you need. To start, choose from four Aetna Pioneer plans. Then select from our extra-cover options to tailor a plan that’s just right for you.

Plans designed around you

As you venture out to fulfill your goals, Aetna Pioneer has a health care plan to support you wherever life takes you. You’ll be pleased to discover that each option offers full cover for hospitalisation, cancer care, and emergency assistance services.

Speak to one of our UK-based sales executives on +44 (0)844 557 8037 or US Toll Free +1 800-914-2177.

Our lines are open from 08:00 to 20:00 hrs GMT. Click here to see contact numbers for other locations.

Aetna Pioneer℠ Plan Benefits-at-a-Glance

  Aetna Pioneer℠ 1750 Aetna Pioneer℠ 2500 Aetna Pioneer℠
Aetna Pioneer℠
Aetna Pioneer℠ 5000+
Overall plan limit USD 1,750,000 USD 2,500,000 USD
Inpatient daycare benefits
Inpatient and daycare treatment          
Parent hospital accommodation          
Emergency inpatient and daycare treatment outside area of cover USD
USD 15,000 USD
Covered with
Area 1
Inpatient treatment of acute conditions for newborns (natural conception) USD 150,000 USD 150,000 USD
Inpatient psychiatric treatment (up to 30 days)1   USD 5,000 USD 10,000    
Outpatient benefits
Outpatient post-hospitalization treatment (up to 90 days)          
Outpatient surgical procedures          
Outpatient dental treatment for accidental damage following hospitalisation          
Outpatient consultations, treatment and tests including MRI   USD 5,000 USD 15,000    
Outpatient physiotherapy   USD 1,500 USD 2,000    
Outpatient complementary medicine2   USD 4,000  
Outpatient traditional Chinese medicine   USD 300 USD 750 USD 1,500 USD 1,500
Outpatient psychiatric treatment   USD 1,000 USD 2,000 USD 10,000 USD 10,000
Emergency outpatient treatment outside area of cover   USD 500 USD 500 USD 500 Covered with
Area 1
Further benefits          
Emergency assistance services          
Local ambulance          
Cancer care          
Organ transplants          
Mortal remains          
Rehabiliation (from 30 to 120 days)          
Aetna Security Assistance, powered by WorldAware          
Durable medical equipment USD 1,000 USD 1,000 USD 1,000 USD 2,000 USD 2,000
Hospital cash (each night up to 20 nights) USD 125 USD 125 USD 125 USD 125 USD 125
Terminal care          
Chronic condition and disease management   Included Included Included Included
Congenital abnormalities   USD 25,000 USD
HIV or AIDS   USD 5,000 USD 10,000 USD 15,000 USD 15,000
Compassionate emergency visit          
Routine health checks     USD 500 USD 1,000 USD 1,000
Sight and hearing examination       USD 250 USD 250
Newborn congenital abnormalities          
Optional benefits
Non-emergency medical evacuation USD 2,000 USD 2,000 USD 2,000 USD 2,000 USD 2,000
Routine and major restorative dental treatment 𝒲 USD 1,500 USD 1,500      

Paid in full up to the overall plan limit
 Paid up to lifetime limit
𝒲  Waiting period applies

1Includes cover for physiotherapy, subject to a benefit limit on Aetna Pioneer 1750, 2500 and 4000.
2Outpatient complementary medicine includes podiatry, osteopathic and chiropractic treatment, when referred by a medical practitioner or specialist.

Plans are available in a number of currencies for a full description of cover, please refer to the Aetna Pioneer Handbook and Benefits schedule available at

If coverage provided by any insurance policy violates or will violate any U.S., UN or EU or other applicable economic or trade sanctions, the coverage is immediately considered invalid. For example, Aetna companies cannot make payments or reimburse for health care or other claims or services if it violates a financial sanction regulation. This includes sanctions related to a blocked person or entity, or a country under sanction by the United States, unless permitted under a valid written Office of Foreign Assets Control (OFAC) license. For more information on OFAC, visit

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