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International Health Insurance for Japan

Coverage for individuals and families living abroad full-time

Designed to help expatriates and their families access first-class international medical coverage in Japan, Aetna offers a wide range of options to fit your lifestyle.

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✔  Customer satisfaction over 96%
✔  365/24/7 support for you and your family
✔  Global medical network of 1.4 million medical providers
✔  Trusted by 55 million member worldwide

Moving to Japan?

The Japanese Health Care System

Like many developed nations, Japan has universal health cover for its citizens — but how it works depends on factors like whether you’re a citizen or visiting, age, etc. All residents are required by law to have health insurance — and those without it are liable for 100% of the costs of treatment.

Japan has two types of public health insurance:

  • Social/Employee Health Insurance – provided to full-time employees through employers
  • National Health Insurance – provided by the government.

Unlike many European systems, Japan has a smaller proportion of general practitioners and more specialists. When you’re sick or injured it’s necessary to choose a facility that specializes in your condition.

If you’re moving to Japan you must enrol in the system, once you have been in the country for one year. For foreign nationals residing in Japan for less than a year, international private medical insurance (iPMI) is recommended, but not compulsory.

If you’re entitled to stay in Japan for more than a year but aren’t covered by Employees' Health Insurance, you will need to apply for National Health Insurance. iPMI is also an option for those seeking comprehen

Why Choose Aetna

Choosing Aetna International means putting your faith in us to provide high-quality, accessible health insurance plans and member services that meet your individual needs. It's our highest priority, and we don't take that responsibility lightly.

For us, the difference is the human touch. The ability to talk to someone who cares and has the knowledge and the power to help. The security in knowing we can help you or your loved ones to ensure their well-being — 24 hours a day, seven days a week, 365 days a year.

When you're away from home, you can rely on us as your partner in good health.

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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

UltraCare policies in Vietnam are insured by Baoviet Insurance Corporation Limited, and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:

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Current office hours
For everyone’s safety during the COVID-19 pandemic, our office is currently closed to in-person, walk-in traffic.


To contact our local staff, call 671-472-3862 or email GovGuamServices@aetna.com from 8AM—5PM (Monday—Thursday), 9AM—5PM (Friday).

If you missed Open Enrollment, please contact your HR representative immediately.