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Expat health insurance

Living abroad with confidence

What is expatriate health insurance?

If you or a family member has a medical issue or emergency whilst living abroad, expat health insurance can help. But, choosing the right health care coverage for you and your family is critical.

You can buy travel insurance, but it’s generally intended for short stays and could have considerable limitations for a long-term expat. This could mean having to pay for medical treatment out-of-pocket or worse, risk being without medical care altogether.

International Private Medical Insurance (iPMI) is much more than travel insurance, covering medical emergencies, doctors’ visits, maternity care and even the treatment of chronic conditions. IPMI offers you peace-of-mind, knowing that if you or a family member has a medical issue whilst living in a foreign country, you’ll have access to the highest-quality care available without the high medical bills.

What is the difference between travel insurance and private health insurance

Why do I need expatriate health insurance?

There are many reasons to have international Private Medical Insurance. It provides quick and easy access to highly-qualified health professionals even in countries where there isn’t a public or state-run scheme. iPMI can also be used to supplement state-run health care for you and your loved ones and in some countries it’s even a legal requirement.

Read our article on how to access great health care wherever you are

Family reunited in hospital room Family reunited in hospital room

What countries do expatriate health insurance plans cover?

International health insurance is available in all but a few countries around the world. These plans can cover you in just one country or be completely portable, allowing you to take your cover from one country to the next. It’s also worth noting that if you have a medical issue and suitable treatment is not available where you’re living, our iPMI plans can also cover non-medical costs associated with transportation to receive treatment or repatriation.  

International Private Medical Insurance (iPMI) is more comprehensive in relation to health care and covers a multitude of areas from medical emergency cover, to doctors' visits, maternity care and the treatment of on-going or chronic conditions. It can also cover non-medical costs such as transportation (to receive treatment) or repatriation.

Read our article: Flying for Treatment

Read the amazing story of the airlift that saved a boy’s life

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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

UltraCare policies in Thailand are insured by Safety Insurance plc and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:

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You have been redirected to an Aetna International site. InterGlobal is now part of Aetna, one of the largest and most innovative providers of international medical insurance. We have combined our businesses to create one market-leading health care benefits company. This means we can better serve people who depend on Aetna International and InterGlobal to meet their health and wellness needs.

UltraCare policies in Vietnam are insured by Baoviet Insurance Corporation Limited, and reinsured by Aetna Insurance Company Limited, part of Aetna International. You can access our plans by following the links below:

Please read the terms and conditions of the Aetna International website, which may differ from the terms and conditions of www.interglobal.com/vietnam.

You may not be able to access certain secure sites and member pages on the Aetna International website unless you have previously registered for them or hold applicable policies.

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